Free credit score monitoring:
Included with your NW Plus membership
NW Plus CU partners with Credit Sense to provide members access to free credit score and credit report monitoring. You get your latest credit score, credit report and an understanding of key factors that impact your score – all at no cost.
Credit Sense pulls your credit profile from TransUnion, one of the three major credit reporting bureaus, and provides you all the information you would find in your credit file including a list of open loans, accounts and credit inquiries. You will also be able to see details on your payment history, credit utilization and public records that show up on your account.
Checking Credit Sense is a "soft inquiry", which does not affect your credit score.
Monitoring your credit helps keep an eye out for identity theft. It can also help you manage your credit so when it comes time to borrow for a big-ticket purchase — like buying a home, car or paying for college — you have a clear picture of your credit health and can qualify for the lowest possible interest rate.
Members must sign up for online banking to access Credit Sense. Both are entirely free and no credit card information is required to register. As long as you are a regular NW+ online banking or mobile app user, your credit score will be updated monthly.
Sign up for online banking today, to start seeing your updated credit score whenever you want: