Kasasa Saver

Qualification Information:
To earn your rewards, the following enrollments must be in place and all transactions and activities must post and settle to your Kasasa Cash account during each Monthly Qualification Cycle:

• At least 12 debit card purchases
• Be enrolled in and log into online banking
• Be enrolled in and have agreed to receive e-statements rather than paper statements
• Maintain a valid email address on record with credit union

Account transactions and activities may take one or more days to post and settle to the account and all must do so during the Monthly Qualification Cycle in order to qualify for the account's rewards.
The following activities do not count toward earning account rewards: ATM-processed transactions, transfers between accounts, debit card purchases processed by merchants and received by our credit union as ATM transactions, non-retail payment transactions and purchases made with debit cards not issued by our credit union. Transactions bundled together by merchants and received by our institution as a single transaction count as a single transaction for the purpose of earning account rewards.
"Monthly Qualification Cycle" means a period beginning the first calendar day of the current statement cycle through the last calendar day of the current statement cycle. Contact one of our branch service representatives for further clarification.
Contact one of our branch service representatives for specific Monthly Qualification Cycle dates.

Reward Information:
When your linked Kasasa Cash account qualifications are met during a Monthly Qualification Cycle, daily balances up to and including $100,000 in your Kasasa Saver account earn dividend rate of 2.00%, resulting in an APY of 2.02% and daily balances over $100,000 earn a dividend rate of 1.00% on the portion of the daily balance over $100,000, resulting in a range from 2.02% to 1.51% APY depending on the account's daily balance.When your linked Kasasa Cash account qualifications are not met, the entire daily balance in the Kasasa Saver account earns a dividend rate of 0.03% resulting in an annual percentage yield of 0.03% APY.
Dividends will be credited to your Kasasa Saver account on the first business day of the next statement cycle.
Nationwide ATM withdrawal fee reimbursements will be credited to your account on the first business day of the next statement cycle.
APY = Annual Percentage Yield.
APYs accurate as of 12/01/2023.
APY calculations are based on an assumed balance of $100,000 + $100,000 in your Kasasa Saver account and an assumed statement cycle of thirty-one (31) days.
Rates, rewards, and bonuses, if any, are variable and may change after account is opened without notice to you. No minimum balance is required to earn or receive the account's rewards. Rewards less than a penny cannot be distributed. Fees may reduce earnings.

Additional Information:
Membership restrictions may apply. Account approval, conditions, qualifications, limits, timeframes, enrollments, log-ons and other requirements apply. $25 minimum deposit is required to open the Kasasa Cash account. No minimum deposit is required to open the linked Kasasa Saver account. Monthly enrollment and login to online banking and e-statements are a conditions of these accounts. 12 debit card purchase transaction must post and settle during the cycle period. See accompanying Fee Schedule for fees that may apply to this account. Enrollment in electronic services (e.g. online banking, e-statements) and log-ons may be required to meet some of the account's qualifications. Limit of one account(s) per member. There are no recurring monthly maintenance charges or fees to open or close this account. This account is not to be used for commercial purposes. If the account is closed, you will forfeit any rewards that have not been credited to your account. A Kasasa Cash account is required to have a Kasasa Saver account. If, for whatever reason the Kasasa Saver portion of your account is closed, your account will automatically be converted to the associated standalone Kasasa Cash account and that account's terms and conditions articulated within their specific disclosure will apply. A linked Kasasa Saver account is required for automatic savings. Advertised information and rewards are based on all account qualifications being met during each cycle period. Contact one of our credit union service representatives for additional information, details, restrictions, reward calculations, processing limitations, cycle dates and enrollment instructions. Federally insured by NCUA. Your Savings Insured to $250,000.

Right to Convert
We also reserve the right to convert the account to a different share draft product if the account does not meet monthly qualification requirements over 3 consecutive Qualification Cycles.

Trademarks:
Kasasa, Kasasa Saver and Kasasa Cash are trademarks of Kasasa, Ltd., registered in the U.S.A.